Senior International Lawyer (FinTech)

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Senior International Lawyer (FinTech) based in Germany.

Join a dynamic international technology environment operating at the intersection of financial technology, digital payments, and regulated business services. As a Senior International Lawyer, you will play a key role in managing complex legal matters related to international corporate structures, financial services, and payment operations. You will oversee contractual relationships with banks, payment service providers, financial institutions, and international partners while supporting licensing and regulatory compliance initiatives. Your expertise will help navigate AML/KYC requirements, financial monitoring procedures, due diligence, and cross-border regulatory frameworks. You will also contribute to the development of legal policies, assess emerging market opportunities, and mitigate legal and reputational risks. This is an exciting opportunity to combine strategic legal expertise with hands-on responsibilities in a fast-paced, international, and fully remote environment.

Accountabilities:

• International Corporate and Legal Management:

• Manage the registration and ongoing legal administration of international corporate entities.

• Coordinate with external service providers, legal advisors, and other relevant stakeholders to ensure proper corporate governance and compliance.

• Support international corporate structuring and ensure that legal documentation remains accurate and up to date.

• Banking and Payment Services:

• Manage the opening, maintenance, and administration of corporate accounts with banks, Electronic Money Institutions (EMIs), and Payment Service Providers (PSPs).

• Coordinate KYB and compliance procedures, including financial monitoring and requests for additional documentation.

• Manage contractual relationships with banks, acquiring institutions, payment gateways, processors, PSPs, and clients.

• Lead the full contract lifecycle, including drafting, reviewing, negotiating, and approving commercial and financial agreements.

• Licensing and Regulatory Compliance:

• Support the registration and ongoing administration of Money Services Businesses (MSBs).

• Participate in licensing projects involving Electronic Money Institutions (EMIs), Payment Institutions (PIs), and other regulated financial entities.

• Prepare and maintain licensing documentation, internal policies, regulatory reports, and supporting materials.

• Coordinate communication with regulatory authorities, external consultants, and other relevant stakeholders.

• Monitor regulatory developments and ensure that business activities remain aligned with applicable legal requirements.

• Dispute Resolution and Risk Management:

• Provide legal support in disputes and complex operational cases, including chargebacks, fraud-related incidents, and claims involving customers or business partners.

• Conduct due diligence on clients and partners, assessing ownership structures, Ultimate Beneficial Owners (UBOs), business models, sanctions exposure, and reputational risks.

• Identify potential legal and regulatory risks and recommend appropriate mitigation strategies.

• Legal Documentation and Research:

• Draft, review, and update legal policies and corporate documentation, including Terms of Use, Privacy Policies, Cookie Policies, and AML/KYC procedures.

• Conduct legal research and regulatory analysis related to new markets, business opportunities, counterparties, and evolving financial services requirements.

• Prepare comprehensive legal opinions and recommendations to support strategic and operational decision-making.

Requirements:

• At least 3 years of professional experience in the fintech or payments industry, either in an in-house legal department or at a law firm specializing in payment services.

• A university degree in Law or an equivalent legal qualification.

• Practical experience drafting, reviewing, and negotiating contracts with banks, acquiring institutions, payment gateways, and Payment Service Providers (PSPs).

• Proven experience opening corporate bank accounts and managing KYB procedures with banks, EMIs, and PSPs.

• Hands-on experience conducting due diligence on clients and business partners, including ownership structures, UBO identification, business models, and risk assessments.

• Experience supporting the licensing or registration of financial services companies, including MSBs, EMIs, PIs, or equivalent regulated entities.

• Solid practical understanding of AML/KYC frameworks, financial monitoring obligations, and international sanctions requirements.

• Experience preparing and maintaining legal policies, regulatory documentation, and formal legal opinions.

• Strong knowledge of international financial services regulations and the ability to interpret complex legal requirements across multiple…